Purchase your next Home
We offer home financing via FHA, VA, Conforming, USDA and Utah Housing. We also provide construction loans for those of you wanting to build your own Utah home, and have a wide range of mortgage types available to you.
VA Loans
FHA
Reverse Mortgages
Once we know more about your financial goals regarding your home, we can make recommendations for which mortgage program will best fit your needs.
You should know all your choices!
We know it can be confusing and sometimes frustrating to understand all the procedures associated with buying home whether is your first time or not, but don’t worry, Trillion Mortgage is committed to providing exceptional service, advice and pricing on your home mortgage. We will take the time to explain your options until you feel secured and confident about your choice. Here is a little information to get you started:
FHA Loans
An FHA mortgage loan may be a good option for you if you are purchasing or refinancing a home and have limited funds or equity to use as a down payment. FHA stands for Federal Housing Administration; the agency is part of the U.S. Department of Housing and Urban Development and it helps borrowers and lenders by providing mortgage insurance that will protect the lender in case the borrowers default on their mortgage.
VA Loans
A VA loan is a mortgage loan guaranteed by the U.S. Government Department of Veteran’s Affairs. The program began back in 1944 as a way of assisting U.S. veterans and their spouses to obtain mortgages that did not require down payments. In order to qualify for a VA loan, your eligibility must be determined. VA loans have lending limits that are similar to FHA loans; the limit is based on the county of where the home is located.
Refinancing using HARP
The Home Affordable Refinance Program was made available via federal funding for conventional loans. You have to qualify for HARP. Many Utah home owners would benefit greatly by taking advantage of the current federally funded conventional mortgage programs but do not. Currently it is estimated that only 10% of those qualifying for this special refinance program are taking advantage of it.
Reverse Mortgages
No Celebrity Endorsements = Lower Costs for You
Talk to a Loan Officer and Not a Sales Person
Tax-free cash & no required Monthly payments
You still own your home
Let’s talk for 5 minutes and you be the judge!
Please call 1-855-473-8377
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We understand that in this busy lifestyle, is difficult to find time to come meet in person. That’s why we have created our online form to help you easily start the process of buying a home or even just finding more information that is relevant to your current situation and financial goals. We are here to help!
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A Utah home purchase represents your personal realization of the American Dream, and has implications for your family and lifestyle in years to come. The financing of the home is often the most difficult and frustrating part of the home purchase experience, but we can help. Whether you are a first time Utah home buyer or you are upgrading your home, Trillion Mortgage is committed to providing exceptional service, advice and pricing on your home mortgage.
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